Came to the United States at eight years old with her family fleeing the civil war in El Salvador on 1986. Her parents were immigrant entrepreneurs and Business Owners that taught her work ethic. Having to work nights and weekends has been a normalcy all her life.
A wife and mother of 3 kids and 4 mini-schnauzers with a degree in Business Management, she worked in the hospital as a Supervisor in the Medical Imaging Department for 17 years before transitioning into Mortgage industry.
After obtaining many licenses and certifications, the flag is planted in helping everyone fulfill their American dream and own home. She became a loan officer in 2019.
Focused to educate the masses and offering the opportunity of being a home owner, she now now lives a fulfilling life helping the communities be able to qualify to purchase a dream home.
Bilingual Spanish-English Loan Professional for more than 20 years in banking and the mortgage industry passionate about serving you with the experience to help you through the loan process. Whether you're a first-time home buyer, looking to invest, trade up, deciding to downsize, refinancing, or simply wishing for a change, I'm here to help find the terms that are right for your budget.
Jose Luis helps individuals and families achieve their dreams of homeownership. His commitment to delivering outstanding customer service together with deep knowledge of mortgage products and lending practices. allows him to guide clients through the complex process of securing the right mortgage solutions for their needs.
Branch Manager and Loan officer
I am Alfonso Osorio and I pride myself in helping everyone achieve Sustainable Home ownership for the last 23 yrs. I am experienced in all areas of lending from, purchasing your first home, investment property and refinancing your home. I am a graduate from Tulane University with bachelor’s degree in accounting.
Knowledgeable in Down Payment Assistance Programs and Non Qualified loans such as Bank statements and ITIN.
My moto is “ no borrower left behind, because everyone can qualify for something”
I have been in the Mortgage Industry since 1993 when I joined Great Western Bank as Loan Officer Assistant then in 1995. I became Home Mortgage Consultant at Wells Fargo Bank, which was # 1 lender for minorities at that time. In 1995 I become a homeowner, I was the 1st one in my family to own a property and I was only 22 years old. I understand the importance of homeownership. I didn’t buy property alone. My best friend Juan and I, put our monies together for 3.5% down payment, it was new construction and seller paid for closing costs. The house was in the City of Watts ( Los Angeles, West of Alameda, and North of Imperial) I was a single mom and was scared but at the same time I was not throwing my monies away; I kept saying to myself “this is a starter home”. Later my friend Juan got married. Juan kept that property, and I bought my own in the city of Downey. My homeownership adventures started from there. Nothing is more rewarding than to see the smile, joy and sometimes tears of a NEW HOMEOWNER and its even more exciting when you see them building wealth for their families by acquiring a 2nd or 3rd or even more properties. I have been in this industry for so long that now the children of my clients who I’ve been part of their lives since they were young, are now all grown up and allowing me to serve them and guide them thru the same process.
Phone
Address
1100 Town and Country Rd
Suite 1250
Orange, CA 92868
ICore Lending Orange Branch